Show simple item record

dc.contributor.authorAlemayehu, Muluken
dc.contributor.authorLemma, Mesfin
dc.coverage.spatialEthiopiaen
dc.date.accessioned2016-02-02T09:41:27Z
dc.date.available2016-02-02T09:41:27Z
dc.date.issued2014-06
dc.identifier.citationAlemayehu, M. and Lemma, M. (2014) Assessment of factors affecting the performance of microfinance institutions: the case of Hawassa City, Journal of Business and Administrative Studies (JBAS), vol.6, no. 1, pp. 1-46. Addis Ababa: SMU Printing Press. SMU printing press, Ethiopiaen
dc.identifier.issn2077-3420
dc.identifier.urihttps://opendocs.ids.ac.uk/opendocs/handle/20.500.12413/8840
dc.description.abstractThe role of MFIs in the development process is noteworthy. The major objective of this study is to assess the factors which affect the performance of microfinance institutions in Hawassa city. The research is descriptive in type and both probability and non probability sampling techniques were employed for this study. Employees and clients of MFIs were the major target groups of the study. From the total of 116 targeted employees, 74 employees were included in the sample. On the other hand, from the total of 8590 targeted clients, 199 were taken as a sample. Primary and secondary data were collected through well organized questionnaire for this study. In addition to this, the researchers conducted interview with managers of the institutions. Accordingly the researchers assessed different factors which affect the performance of microfinance institutions. The identified factors related to clients includes: problems related to the repayment, diversion of loan into non income generating activities, business condition of the borrowers and so on. On the other hand, institutional factors such as shortage of human resource, lack of cost effective technologies, shortage of loan capital and some others are identified. Political factors which are related to MFIs performance are also recognized in this study. Based on the analysis and the finding of the study, the researchers suggested some recommendations to improve the performance MFIs in Hawassa city. Implementation of different methods to improve women's participation in micro credit and saving services, usage of cost effective technologies to minimize operational cost, hiring an adequate number of employees in the institution are some of the recommendations suggested by the researchers to improve the performance of the institutions.en
dc.language.isoesen
dc.publisherSt. Mary's University, Ethiopia.en
dc.rights.urihttp://creativecommons.org/licenses/by-nc-nd/4.0/en
dc.subjectDevelopment Policyen
dc.subjectEconomic Developmenten
dc.subjectGovernanceen
dc.subjectRightsen
dc.subjectWork and Labouren
dc.titleAssessment of factors affecting the performance of microfinance institutions: the case of Hawassa Cityen
dc.typeArticleen
dc.rights.holderSt. Mary's University, Ethiopiaen


Files in this item

Thumbnail

This item appears in the following Collection(s)

Show simple item record

http://creativecommons.org/licenses/by-nc-nd/4.0/
Except where otherwise noted, this item's license is described as http://creativecommons.org/licenses/by-nc-nd/4.0/