Show simple item record

dc.contributor.authorZingapan, Ma. Socorro V.
dc.contributor.authorLamberte, Mario B.
dc.contributor.authorYap, Josef T.
dc.identifier.citationZingapan, M.S.V., M.B. Lamberte & J.T. Yap (1990) Off-balance sheet activities of commercial banks in the Philippines. Working paper series, 9025. Manila : PIDS.en_GB
dc.description.abstractThis paper is an attempt to shed some light on the major OBS activities of commercial banks in the Philippines. Due to data limitations, the paper focuses on the trust and funds management accounts which have grown most rapidly in recent years, although a brief discussion on trade-related OBS activities is presented in Part II. The implications of the fiduciary facilities on several areas are studied in Part III: First, their possible effect on the solvency and liquidity risks Of banks are looked into. Second, their effect on the structure of the banking industry is studied. Since these are in essence alternatives to the traditional deposits and deposit substitutes in raising funds from surplus units, a competitive structure would be preferred to a set-up where only a few banks dominate. Evidence on this, however, show the opposite. The trust industry is less competitive than the commercial banking industry itself or the industry structure based on balance sheet operations which is already suspected of being oligopolistic (Tan 1989).en_GB
dc.publisherPhilippine Institute for Development Studiesen_GB
dc.relation.ispartofseriesPIDS working paper series;9025
dc.titleOff-balance sheet activities of commercial banks in the Philippinesen_GB
dc.typeSeries paper (non-IDS)en_GB
dc.rights.holderPhilippine Institute for Development Studiesen_GB

Files in this item


This item appears in the following Collection(s)

Show simple item record
Except where otherwise noted, this item's license is described as