Funds transfer operations : boon or bane to the viability of rural financial intermediaries
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Date
1988Author
Relampagos, Julius P.
Lamberte, Mario B.
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Abstract
The specific questions this paper aims to answer are:
(I) What is the structure of funds transfer operations of ruralbased
branches of banks? Is it from one branch to another?
Or is it from one branch to the head office?
(2) What factors determine the volume of funds transferred from
one branch to another of the same bank?
(3) What is the impact of funds transfer operations on the
savings mobilization efforts of rural-based financial
intermediaries?
The next section discusses some theoretical considerations
regarding funds transfer operations and savings mobilization.
Section IiI presents some empirical results which draw heavily
on Relampagos (1988). Some policy implications are discussed in
the last section.