The urban informal credit markets : an integrative report

This paper pulls together the major results of the various Studies on urban informal credit markets (ICMs). The major topics are organized according to the terms of reference (TOR) for the country study drawn up by Ghate (1986) which were favorably considered by researchers of participating countries during a workshop helm in Manila on 28 - 30 May 1986. The TOR cover.s a wide range of topics which ought to be considered in the country study. However, the peculiar characterlstics of the Philippine financial system (both formal and informal) and the limited budget for the study preclude us from including all the suggested topics.