Some aspects of credit in the Kenya settlement schemes

In this paper, I want to consider only the credit given to farmers in the settlement schemes which were organized under the programme started early in the 1960s and which have been operated by the Department of Settlement. For convenience, these will be referred to as the S.F.T. Settlements, S. F. T. being the initial letters of the Settlement Fund Trustees, in whom the funds and responsibility for operating these settlements are vested.